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Does Homeowners Insurance Cover Tree Removal?

Does Homeowners Insurance Cover Tree Removal?

Summer is around the corner, and homeowners are preparing their lawns. As you work on your grass and…

Mar 29,2023

Does Homeowners Insurance Cover Tree Removal?

Summer is around the corner, and homeowners are preparing their lawns. As you work on your grass and gardens, it is crucial to assess the state of your trees. Trees may be big and strong, but they are susceptible to damage, and after many months of winter, we recommend hiring a tree care company for inspection. While minor damages aren’t a significant cause for concern, you risk safety hazards and property damage in the long run. If you have a dying or dead tree, the best option is to hire the Sesmas Tree Service to remove it. However, will homeowners’ insurance cover it?

Does Homeowners Insurance Cover Tree Removal?

Insurance Policies and Tree Removal Coverage

For homeowners’ insurance, different companies have varying policies. If you are a policyholder, your responsibility is to understand the insurance policy’s terms. Keep a copy of the insurance terms with other pertinent documents, allowing you to review it if a situation calls for it. Having your insurance agent’s information to file a claim is also a good idea. This goes a long way in ensuring you know what to do when you schedule tree removal services with a local tree care company.

Normal Property Maintenance

Insurance companies expect property owners to uphold a certain level of maintenance that guarantees safe premises. With that in mind, dead or unhealthy trees may not be covered because they are your responsibility. If you suspect a potentially problematic tree in your backyard, you will also be liable for the damages on your property and your neighbor’s.

Our Services

Emergency Tree Services Emergency Tree Services

Emergency Tree Services

Sesmas Tree Service responds quickly to any Tree Emergency whenever you need it. Call anytime 24/7.   The weather…

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Storm Damage Cleanup Storm Damage Cleanup

Storm Damage Cleanup

Should you experience storm damage, Sesmas Tree Service can help. We are a full-service tree care company specializing in immediate…

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Tree Trimming Tree Trimming

Tree Trimming

Are you looking for a reliable tree company for tree trimming or pruning? Sesmas Tree Service offers expert residential and…

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Tree Planting Tree Planting

Tree Planting

At Sesmas Tree Service, we offer tree planting services to help your property look beautiful and complete. We know that you…

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Land Clearing & Forestry Mulching Land Clearing & Forestry Mulching

Land Clearing & Forestry Mulching

Not every tree removal business can handle large-scale site clearing and site preparation projects like Sesmas Tree Service can. We…

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Tree Risk Assessment Tree Risk Assessment

Tree Risk Assessment

Tree risk assessment is essentially when a professional arborist analyzes a tree and concludes just how much of a risk it…

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Tree Removal Tree Removal

Tree Removal

The reasons for tree removal vary quite a bit. Perhaps you've moved into a new home and want to get…

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Crane Services Crane Services

Crane Services

Sesmas Tree Service provides professional crane services for almost any job that requires the use of a crane. Our highly experienced,…

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Many insurance companies cover disasters that are not a result of negligence. As a homeowner, investing in routine trimming and pruning can help keep your loved ones safe and prevent lawsuits from injuries. Consult a professional tree service for advice before removing trees to determine if you or your insurance will cover the expenses.

Fallen Trees

Homeowners’ insurance usually covers tree removal and home repairs after a tree falls. This may include sheds, vehicles, detached garages, and outbuildings, but you should check with the insurance company. Most policies cover tree removal if it damages your home and surrounding structures on your property. If it lands on the lawn, you must pay a tree service in Duluth to handle removal. Other causes of falling trees that are covered include storms, ice storms, fire and lightning.

Customer Reviews

3 large Leyland Cypress trees removed near front of our home. Excellent service, professional crew, very competitive pricing for superior work! Rolando provided the initial estimate and the  follow up and was the best in terms of customer relations. I'd both use this company again AND highly recommend them.

Susan Hitchcock

This is the 2nd time we have used Sesmas Tree Service. They are a wonderful company to deal with. They were on time, professional, and very thorough. They cleaned up prior to leaving and went out of their way to protect our plants and landscaping. And they kept to their proposal with no hidden cost or add ons. Definitely a five star experience!

Gene McFadden

Wow!  I deal with tree services in my professional work and I can honestly say Sesmas is by far the most professional, best equipped, efficient, safety conscious, and communicative service I've ever encountered.  Their price was very reasonable and they even went so far as to include additional work without increasing the price.  Call them!  Now! They are very quick to respond.

Scott McLendon

We've used Sesmas several times and have always received excellent service.  Estimates are quick and easy and the crew is efficient and leaves the property clean of debris.  Recently we needed a tree removed next to a heavily landscaped area.  Sebastian went over everything with me in detail and listened to my concerns.  The crew did an excellent job in removing the tree with minimal disturbance to the surrounding area.  We are pleased and will consider them again in the future for pruning and tree removal.

Tonia Griswold

Sesmas Tree Service was amazing! I had two dead trees cut and a lot of trees that were already down on my property removed. Sebastian came out and sent the quote in writing within 24 hours. We were in the process of scheduling the service when a slot opened up sooner snd I was able to go ahead and get the work done. Everything was explained ahead of time for what to expect. The crew was very efficient and professional.  All of the work and cleanup was done in one day. I would recommend Sesmas for your tree cutting/cleanup needs.

LaDora Woods

I hired Sesmas to cut down a very tricky tree that was hanging over my house as well as a few large limbs. They did a great job and had the machinery to get the job done right.

Perry Hartman

Great experience with Sesmas. They were meticulous with my tree removal, safe and efficient. David’s communication throughout the process was much appreciated. Highly recommend!

Lindsay Ellenburg

Great experience with Sesmas Tree Service. The arborist who came out was a Board Certified Master Arborist, and you could immediately tell he knew his stuff. He took the time to explain what needed to be done, gave us clear options, and helped us feel confident from start to finish. The whole process was easy and professional. We’ll definitely use them again.

Ed Martin

Schedule Regular Tree Trimming and Maintenance Services

The best solution to avoid extra costs and mitigate tree-related safety hazards is to hire a professional tree care company for routine inspections and maintenance. We leverage industry-standard equipment and extensive knowledge to assess, detect, and address minor signs of deterioration that can affect the overall well-being of your trees. Our arborists know different pruning techniques for each tree type, preventing common errors associated with DIY trimming projects.

If you need help to remember your last tree maintenance, contact us at the Sesmas Tree Service and talk to our representatives about an assessment. Our team of arborists works with you and your coverage provider to ensure you get the financial relief you deserve.

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