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Should I Get Tree Insurance

Should I Get Tree Insurance

If you have trees on your property, then you have surely wondered about the risks they pose to…

Sep 27,2019

If you have trees on your property, then you have surely wondered about the risks they pose to the structures around them. Trees are phenomenally heavy objects that can fall and crush homes, buildings, automobiles, and, worse, pedestrians. So, it is completely normal to consider insurance to protect you from these liabilities. Should you get tree insurance? Well, it depends. So, lets do some cost-benefit-analyses. If you have any specific questions or concerns, then please feel free to contact the arborist professionals at Sesmas Tree Service.

Should I Get Tree Insurance

Check Your Home Insurance Policy

Most home insurance policies cover property damage caused by tree damage, but there are limitations to the coverage. Generally, your insurance provider will cover damage that is a result of unforeseen or uncontrollable circumstances. For example, if your tree comes down in a storm or some other accident and damages a structure on your property, then the home insurance provider will likely cover the cost of the tree removal. If you want to remove the tree just because it is getting old or is not aesthetically pleasing anymore, then you may have tough luck. In short, accidents are likely covered but cosmetic resolutions are not.

Our Services

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Tree Risk Assessment

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Emergency Tree Services

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Storm Damage Cleanup Storm Damage Cleanup

Storm Damage Cleanup

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What Home Insurance Policies Generally Do Not Cover

As mentioned earlier, home insurance providers will cover damage to your property that was caused by some accident or natural phenomenon out of your control. However, there is a lot that your home insurance policy does not cover. It is the homeowners responsibility to take care of the trees on the property. Dead or dying trees are insecure and threaten your property. Preventable situations will usually not be covered because you should have maintained the tree or removed it before the accident happened.

Also, costs of removals for trees that fall over but do not damage insured property will usually not be covered by your home insurance provider. These scenarios require the assistance of tree service professionals like Sesmas Tree Service. Luckily, Sesmas Tree Service is an experienced and affordable service provider in Atlanta.

How to Insure Yourself

Customer Reviews

3 large Leyland Cypress trees removed near front of our home. Excellent service, professional crew, very competitive pricing for superior work! Rolando provided the initial estimate and the  follow up and was the best in terms of customer relations. I'd both use this company again AND highly recommend them.

Susan Hitchcock

This is the 2nd time we have used Sesmas Tree Service. They are a wonderful company to deal with. They were on time, professional, and very thorough. They cleaned up prior to leaving and went out of their way to protect our plants and landscaping. And they kept to their proposal with no hidden cost or add ons. Definitely a five star experience!

Gene McFadden

Wow!  I deal with tree services in my professional work and I can honestly say Sesmas is by far the most professional, best equipped, efficient, safety conscious, and communicative service I've ever encountered.  Their price was very reasonable and they even went so far as to include additional work without increasing the price.  Call them!  Now! They are very quick to respond.

Scott McLendon

We've used Sesmas several times and have always received excellent service.  Estimates are quick and easy and the crew is efficient and leaves the property clean of debris.  Recently we needed a tree removed next to a heavily landscaped area.  Sebastian went over everything with me in detail and listened to my concerns.  The crew did an excellent job in removing the tree with minimal disturbance to the surrounding area.  We are pleased and will consider them again in the future for pruning and tree removal.

Tonia Griswold

Sesmas Tree Service was amazing! I had two dead trees cut and a lot of trees that were already down on my property removed. Sebastian came out and sent the quote in writing within 24 hours. We were in the process of scheduling the service when a slot opened up sooner snd I was able to go ahead and get the work done. Everything was explained ahead of time for what to expect. The crew was very efficient and professional.  All of the work and cleanup was done in one day. I would recommend Sesmas for your tree cutting/cleanup needs.

LaDora Woods

I hired Sesmas to cut down a very tricky tree that was hanging over my house as well as a few large limbs. They did a great job and had the machinery to get the job done right.

Perry Hartman

Great experience with Sesmas. They were meticulous with my tree removal, safe and efficient. David’s communication throughout the process was much appreciated. Highly recommend!

Lindsay Ellenburg

Great experience with Sesmas Tree Service. The arborist who came out was a Board Certified Master Arborist, and you could immediately tell he knew his stuff. He took the time to explain what needed to be done, gave us clear options, and helped us feel confident from start to finish. The whole process was easy and professional. We’ll definitely use them again.

Ed Martin

The best insurance against tree damage is through prevention and regular maintenance. Decaying or dead trees are naturally more likely to fall over and cause damage. Hiring a professional arborist to perform tree services such as pruning, trimming, and others can strengthen your trees foundation and ensure its health. An ounce of prevention is always better than a pound of cure. The price for tree service is far lower than the cost of repairing damage, removing a tree, and other associated costs. Sesmas Tree Service is a leading tree service provider in the Atlanta area. Give us a call today for a free consultation.

Keep Your Trees Standing Tall with The Assistance of Certified Arborists

If you notice one of your trees is branching out too far and the branches or the tree itself looks unstable, then act quickly to hire a certified arborist. Sesmas Tree Service provides tree services from tree trimming to tree removals in all areas of Atlanta. Call us today for your free consultation and price estimate.

 

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